Terms of Service

Last Updated: November 15, 2023

Welcome to Sohure Papifo Financial Education. These Terms of Service govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing, browsing, or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Services Description

Sohure Papifo provides financial education programs, resources, and tools designed to help individuals improve their financial literacy and money management skills. Our services include but are not limited to:

3. User Accounts

To access certain features of our services, you may be required to create a user account. You are responsible for:

We reserve the right to suspend or terminate your account if any information provided during registration proves to be inaccurate or misleading.

4. Payment Terms

Certain services require payment of fees. By purchasing these services, you agree to:

All fees are stated in Canadian dollars and are non-refundable except as expressly stated in our Refund Policy.

5. Intellectual Property Rights

All content included on our website and in our services, including text, graphics, logos, images, audio clips, digital downloads, and software, is the property of Sohure Papifo or our content suppliers and protected by international copyright laws.

You are granted a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content without our express written permission.

6. User Conduct

You agree not to use our services to:

7. Disclaimer of Financial Advice

The information provided through our services is for educational purposes only and should not be considered financial advice. We are not financial advisors, and our content does not constitute personalized financial advice.

You should consult with qualified financial professionals before making any financial decisions. Your use of any information or materials on our website is entirely at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, Sohure Papifo shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:

9. Indemnification

You agree to defend, indemnify, and hold harmless Sohure Papifo and its affiliates, officers, agents, and employees from and against any claims, liabilities, damages, losses, and expenses, including without limitation reasonable legal and accounting fees, arising out of or in any way connected with your access to or use of our services or your violation of these Terms.

10. Modifications to Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our services after such modifications constitutes your acceptance of the revised Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to its conflict of law provisions.

12. Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: legal@sohure-papifo.sbs

Mail: 123 Cyber Finance Avenue, Suite 400, Toronto, ON M5J 2S8

Phone: +1 4372916477

Disclaimer: The information provided by Sohure Papifo is for educational purposes only and should not be considered financial advice. We are not financial advisors, and our educational content is not a substitute for professional financial advice tailored to your individual circumstances. Always consult with a qualified financial advisor before making any financial decisions. Past performance of any investment or strategy is not indicative of future results.

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability of the information contained in our programs. Any reliance you place on such information is strictly at your own risk.